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Flexible Payment Plans When Your Customers Need It

At FinanceOps, we understand that sometimes your customers need extra time to pay.

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How It Works

With our Skip a Pay option, we will cover your customer’s bill on their behalf when they can’t

make a payment. You no longer have to worry about missed payments or late fees—we take the

credit risk. This option is available only for qualifying customers.

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Qualifying Customers

Your customers apply for the "Skip a Pay" option if they are unable to make a payment today.

Qualifying Customers

Your customers apply for the "Skip a Pay" option if they are unable to make a payment today.

Qualifying Customers

Your customers apply for the "Skip a Pay" option if they are unable to make a payment today.

We Pay on Their Behalf

FinanceOps covers the bill, ensuring your customer’s account stays current and no late fees are incurred.

We Pay on Their Behalf

FinanceOps covers the bill, ensuring your customer’s account stays current and no late fees are incurred.

We Pay on Their Behalf

FinanceOps covers the bill, ensuring your customer’s account stays current and no late fees are incurred.

We Collect in Installments

We collect the payment in 3 manageable installments from the customer over the next three months.

We Collect in Installments

We collect the payment in 3 manageable installments from the customer over the next three months.

We Collect in Installments

We collect the payment in 3 manageable installments from the customer over the next three months.

Why Choose Skip a Pay?

Your modern collections ally. Always-on. Always-respectful. Designed to boost recovery without damaging relationships — or your brand.

We Take on the Risk

We assume the credit risk for qualifying customers, so you don’t have to.

No Immediate Payment Needed

Customers get the flexibility to pay in 3 installments.

Recourse Financing Option

If you prefer, we can offer recourse financing where we pay you immediately and take on the responsibility of collecting the payment from your customer over 3 months.

No Hidden Fees

Everything is upfront and transparent with no surprise charges.

Trusted by the world's leading innovative teams

Why Choose Skip a Pay?

Your modern collections ally. Always-on. Always-respectful. Designed to boost recovery without damaging relationships — or your brand.

We Take on the Risk

We assume the credit risk for qualifying customers, so you don’t have to.

We Take on the Risk

We assume the credit risk for qualifying customers, so you don’t have to.

No Immediate Payment Needed

Customers get the flexibility to pay in 3 installments.

No Immediate Payment Needed

Customers get the flexibility to pay in 3 installments.

Recourse Financing Option

If you prefer, we can offer recourse financing where we pay you immediately and take on the responsibility of collecting the payment from your customer over 3 months.

Recourse Financing Option

If you prefer, we can offer recourse financing where we pay you immediately and take on the responsibility of collecting the payment from your customer over 3 months.

No Hidden Fees

Everything is upfront and transparent with no surprise charges.

No Hidden Fees

Everything is upfront and transparent with no surprise charges.

Why Choose Skip a Pay?

Your modern collections ally. Always-on. Always-respectful. Designed to boost recovery without damaging relationships — or your brand.

We Take on the Risk

We assume the credit risk for qualifying customers, so you don’t have to.

We Take on the Risk

We assume the credit risk for qualifying customers, so you don’t have to.

No Immediate Payment Needed

Customers get the flexibility to pay in 3 installments.

No Immediate Payment Needed

Customers get the flexibility to pay in 3 installments.

Recourse Financing Option

If you prefer, we can offer recourse financing where we pay you immediately and take on the responsibility of collecting the payment from your customer over 3 months.

Recourse Financing Option

If you prefer, we can offer recourse financing where we pay you immediately and take on the responsibility of collecting the payment from your customer over 3 months.

No Hidden Fees

Everything is upfront and transparent with no surprise charges.

No Hidden Fees

Everything is upfront and transparent with no surprise charges.

Frequently Asked Questions

Find quick answers about our services. Reach out to us directly for more information!

What is Financeops, and how is it different from traditional collection agencies?

Financeops is an AI-first collections platform that replaces manual follow-ups with autonomous, always-on collection agents. Unlike traditional agencies, there are no call centers, no contingency fees, and no damage to your brand — just results.

How does Financeops work with my existing team?

Financeops doesn't replace your team — it amplifies it. While your agents focus on high-value accounts or escalations, our AI handles the rest: consistent, empathetic outreach at scale, 24/7.

What does “pay only when we recover” mean?

Exactly what it sounds like. With Financeops, there are zero upfront costs. You only pay a small, usage-based fee when we successfully recover your revenue — no collections, no cost.

Will Financeops protect my brand and stay compliant?

Yes. Financeops is built to maintain respectful, audit-ready communication across every interaction. All outreach is fully compliant with federal and state regulations, and tailored to reflect your brand tone.

How quickly can we see results with Financeops?

Most teams see a 20–40% increase in recovery rates within the first 30 days of going live. Setup is quick, integration is minimal, and results speak for themselves.

How does Financeops handle customer disputes or sensitive accounts?

Financeops is built to escalate with care. If a customer disputes a charge or signals distress, our system flags it instantly and pauses automated outreach. Your team gets notified with full context so they can step in when a human touch is truly needed — ensuring compliance, empathy, and brand protection.

What is Financeops, and how is it different from traditional collection agencies?

How does Financeops work with my existing team?

Financeops doesn't replace your team — it amplifies it. While your agents focus on high-value accounts or escalations, our AI handles the rest: consistent, empathetic outreach at scale, 24/7.

What does “pay only when we recover” mean?

Exactly what it sounds like. With Financeops, there are zero upfront costs. You only pay a small, usage-based fee when we successfully recover your revenue — no collections, no cost.

Will Financeops protect my brand and stay compliant?

How quickly can we see results with Financeops?

Most teams see a 20–40% increase in recovery rates within the first 30 days of going live. Setup is quick, integration is minimal, and results speak for themselves.

How does Financeops handle customer disputes or sensitive accounts?

What is Financeops, and how is it different from traditional collection agencies?

How does Financeops work with my existing team?

Financeops doesn't replace your team — it amplifies it. While your agents focus on high-value accounts or escalations, our AI handles the rest: consistent, empathetic outreach at scale, 24/7.

What does “pay only when we recover” mean?

Exactly what it sounds like. With Financeops, there are zero upfront costs. You only pay a small, usage-based fee when we successfully recover your revenue — no collections, no cost.

Will Financeops protect my brand and stay compliant?

How quickly can we see results with Financeops?

Most teams see a 20–40% increase in recovery rates within the first 30 days of going live. Setup is quick, integration is minimal, and results speak for themselves.

How does Financeops handle customer disputes or sensitive accounts?