Your loan book is growing. Your collections team isn't, and it doesn't need to.
Autonomous recovery across every loan product, BNPL, personal, auto, embedded, built to scale with origination volume instead of headcount.
Trusted by lenders, credit unions, healthcare providers, utilities, and regulated finance teams managing high-volume receivables.
Most fintechs never build a collections team. They just accumulate delinquency instead.
Origination scales quickly, but collections infrastructure rarely keeps pace. Growth-stage fintechs either rely on costly, inconsistent third-party agencies or let early-stage delinquency go unworked until it's unrecoverable. Each loan product behaves differently, and a single generic workflow cannot manage them all simultaneously.
Recovery infrastructure that scales the moment your loan book does.
Handles high-volume, low-complexity accounts end to end, so origination growth never has to wait on a hiring cycle.
Learn more →Predicts the exact moment and channel each borrower is most likely to respond, replacing agency guesswork with behavioral targeting.
Segments every account by balance size and recovery difficulty, so your team knows exactly where to focus without reviewing a portfolio line by line.
Keep borrowers current with terms they can actually sustain, protecting the digital-first brand experience you've spent to build.
Gives your board and investors a forward-looking number, not a lagging one, for every reporting cycle.
Configure a different cadence, tone, and escalation path for each loan product, BNPL, personal, auto, embedded, inside one platform.
Learn more →Six numbers that tell your board the real story.
A BNPL borrower and an auto-loan borrower don't respond the same way, this shows whether each is actually being reached.
The earliest signal of whether your 15–30 DPD window is actually being worked.
The number that determines whether scaling collections in-house or through FinanceOps beats an agency's cut.
Exposes whether your payment plans are realistic or just deferred defaults.
Tracked against actual recovery, so forecasting to your board gets more reliable every cycle.
The earliest warning that a collections workflow is damaging the brand experience your product team built.
Growth should make collections easier, not harder.
In a traditional model, more originations mean more headcount, higher agency costs, or unworked delinquency. FinanceOps breaks that link, Autopilot scales collections alongside the loan book without proportional cost increases.
Hard numbers, not anecdotes, for every board meeting.
Every recovery action, contact, and payment plan is timestamped and exportable, giving your finance team a real-time, defensible view of portfolio health, unit economics, and delinquency trends, without manual reporting.
Recover more, for less.
Performance-based pricing means you pay only when balances are actually recovered.
Built for lending teams who can't wait for a collections department to catch up.
Fintech CFOs, heads of risk, and collections leads at lending platforms who need recovery infrastructure that scales with origination volume from day one, not a headcount plan for next year.
Fintech
questions.
Yes. The Strategy Builder lets you configure separate cadence, tone, and escalation rules for BNPL, personal loans, auto loans, and embedded lending products within the same platform.
No. Autopilot mode runs high-volume, low-complexity accounts autonomously, so fintechs without a dedicated collections function can deploy recovery infrastructure without hiring first.
Implementation typically completes in weeks, not months, syncing directly with your existing loan-servicing and payment data.
Predicted Collections, recovery rate by aging bucket, and cost per recovery are available live on the Dashboard, giving finance teams a defensible, real-time answer instead of a monthly reconstruction.
Live Sentiment Analysis and Affordability-Based Payment Plans are built specifically to protect the customer relationship, adjusting tone and offering sustainable terms instead of a fixed demand.
FinanceOps uses performance-based pricing with no upfront cost, you pay only on successful recovery.
See what your loan book recovers with the right infrastructure behind it.
Your first 10,000 accounts free, live, with no upfront cost and no payment unless balances are recovered.