You don't have a collections team. You have a bookkeeper and a growing pile of unpaid invoices.
Enterprise-grade recovery, live in days, with no upfront cost, so a handful of late payers never threatens your cash flow again.


































Trusted by lenders, credit unions, healthcare providers, utilities, and regulated finance teams managing high-volume receivables.
A few unpaid invoices can be existential when there's no collections function at all.
Most small businesses lack dedicated collections staff, leaving the owner, or whoever has time, to manage it. Enterprise AR software and agencies are priced for larger teams, and aggressive follow-up can harm repeat or referral-based B2B relationships. Cash flow can't wait for a months-long setup.
Recovery infrastructure sized for a business that's never had one.
Your customer and invoice data is in the platform within minutes of connecting, no manual data entry required.
Runs the entire follow-up and reminder cycle autonomously, delivering enterprise-grade collections without hiring a single person.
Learn more →Keep repeat and referral clients current without an awkward, relationship-damaging collections call.
Gives an owner instant visibility into total outstanding, overdue balances, and predicted collections, insight most small businesses have never had.
Learn more →Outreach goes to the right contact through the right channel, without any guesswork on your part.
Handles tracking, reminders, reconciliation, and dispute routing end to end once your invoices are synced, so nothing depends on someone remembering to follow up.
Learn more →Six numbers that tell you if your cash flow is actually protected.
The two numbers that determine whether next month's cash flow is at risk.
How long invoices sit unpaid past their due date across your whole customer base.
The percentage of overdue balances actually converting to cash.
An AI-forecasted number for what's coming in, so you're not planning cash flow blind.
Exposes which customers are reliable and which need a different approach.
The number that shows this beats hiring, outsourcing, or simply writing off late invoices.
Your late-paying customer today might be your best referral source next year.
Small business relationships are often repeat- or referral-based, so heavy-handed collections carry real business risk. FinanceOps recovers owed balances using the same disciplined approach as regulated industries, improving cash flow without harming relationships.
No implementation project. Just a connection.
Connect QuickBooks or Sage, or upload a file, and the platform structures your customer and invoice data automatically. There's no lengthy onboarding, no dedicated IT resource required, and no reason to wait until next quarter to start recovering what you're owed.
Cash in faster. Hassle gone.
Performance-based pricing means there's no upfront cost, you pay only when invoices are actually recovered.
Built for the owner who's also the accidental collections department.
Small business owners, bookkeepers, and office managers who need overdue invoices recovered without the cost of enterprise software, a collections agency, or a new hire.
Small business
questions.
No. Connect your existing QuickBooks or Sage account, or upload a file, and the platform structures your customer and invoice data automatically within minutes.
Autopilot handles the entire outreach and follow-up cycle autonomously, so you're no longer the one remembering to send reminders or chase down late payers.
No. Affordability-Based Payment Plans and tone-adjusted outreach are built to recover balances without the relationship-damaging tactics of a traditional collections agency.
The Dashboard shows total outstanding, overdue balances, recovery rate, and AI-predicted collections in real time, visibility most small businesses have never had before.
Most businesses are live within days of connecting QuickBooks or Sage, there's no lengthy implementation project.
Performance-based pricing with no upfront cost, you only pay when an invoice is actually recovered.
See what your overdue invoices actually recover with the right infrastructure behind them.
Your first 10,000 accounts free, live, with no upfront cost and no payment unless balances are recovered.