Pragas Nanthakumar
CEO & Co-founder
Pragas spent over a decade in banking and capital markets before FinanceOps, trading credit and market risk at RBC Capital Markets, running operations at a high-growth startup, then leading treasury innovation and data strategy at Scotiabank and capital markets at Ramani.io. That path put him inside a problem CFOs feel but rarely say out loud: money owed to the business, sitting uncollected, quietly draining cash flow. That's the problem he built FinanceOps to solve, for credit unions, healthcare providers, and any CFO carrying that same risk. As CEO, his focus stays on one question, how does a business recover what it's owed without the cost or damaged relationships of a traditional collection agency. He writes on the economics behind recovery, cost to collect, DSO, and liquidity.

FinanceOps Agentic AI for Accounts Receivable in 2026
A CFO framework for evaluating FinanceOps Agentic AI, FinanceOps Score, portfolio economics, governance, and seven connected capab…

Why Agentic AI Is the Future of Accounts Receivable
Pragas Nanthakumar explains why banks and credit unions need governed agentic AI to turn delinquency signals into faster, accounta…

How LAFCU Collected $1M+ and Cut Delinquency 65%
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How Enamel Reduced 120+ Day Delinquencies 90% and Recovered Payments
WHAT’S INSIDE Why $100-$250 patient balances remained unpaid for more than 120 days How Enamel automated collections without hirin…

How Debt Recovery Services Help You Get Back on Track
Introduction: How Debt Recovery Services Help You Get Back on Track When outstanding payments pile up, the financial strain can di…

How to Write Effective Collection Letters: Templates and Examples for Outstanding Balances
Blog Summary: This blog explains how to write effective debt collection letters in 2026 that recover outstanding balances while st…

Accounts Receivable Factoring: What, How, Benefits, and More examples
Introduction: Accounts Receivable Factoring Are you tired of waiting for clients to pay their invoices, leaving you strapped for c…